INVEST WITH US

Short-term capital for Buy–Refurbish–Refinance projects, with a clear plan to repay. We raise project capital to purchase and improve rental property, then refinance once the asset is let and stabilised. On refinance, investors are repaid their capital plus an agreed return.

We keep the process straightforward. Before you commit, you’ll see exactly what funds are used for, the works programme and budget (including contingency), the rent and void assumptions, and the intended refinance route. Communication is regular and in plain English from purchase through to repayment.

Our track record is hands-on delivery. 

We have 25+ years across construction, refurbishment and property management in East Anglia and the North West. That practical experience with planning, costs, compliance and letting helps reduce execution risk and keep projects on schedule.

Who this suits: investors who want fixed-term, asset-backed exposure to property projects rather than short-term trading or speculation. Capital is typically committed until refinance completes; liquidity before then is limited. We are selective and focus on assets we are prepared to hold.

How it works:

1. Sourcing and brief: we identify a property with clear improvement potential and send a concise project brief covering the purchase case, scope of works, timeline, costs (with contingency), rent assumptions and refinance plan.
2. Structure and documents: we agree the structure (commonly a project SPV with a fixed-return loan). Roles, fees, security (where applicable) and the reporting requirements are documented up front in plain language. Standard AML/KYC applies.
3. Completion and works: capital is drawn for acquisition, stamp duty and agreed refurbishment. We manage contractors, compliance and programme, and provide concise progress updates at agreed intervals.
4. Let and stabilise: on completion of works we let the property, put compliance records in order and demonstrate stabilised income.
5. Refinance and repay: we refinance against the improved value and income. Investor capital plus the agreed return is repaid from refinance proceeds. If refinance is not the best outcome, we may extend the term by agreement or dispose of the asset to achieve repayment.

What you can expect: clear documentation before commitment (brief, budget with contingency, timeline, responsibilities and exit route); a single point of contact; predictable updates during works (for example monthly) with a simple cost tracker; realistic rent/void assumptions and basic stress-testing; a transparent completion statement on repayment.

Typical timelines (indicative): light refurbishment 6–9 months to refinance; heavier refurbishment 9–15 months. Actual timing depends on legals, scope of works and lender timescales.

Use of funds: acquisition costs (deposit or full purchase via SPV), stamp duty and legals, surveys, refurbishment and compliance works, plus an agreed contingency.

Focus areas: standard unit types (single lets and small blocks) in East Anglia and the North West where practical upgrades condition, compliance, layout translate into stable rents and refinance appetite.

Why this approach: value is created through delivery. The works raise quality and income, the refinance crystallises that uplift, and investors are repaid from a defined event backed by a project file that shows the numbers.